Meet Kayla
Your loan officer, close to home.
A Fairway Home Mortgage loan officer on the Lending Lakes & Co team, serving buyers across western Wisconsin — and answering the questions this industry usually skips.
Kayla Hillman is a loan officer with Fairway Home Mortgage, part of the Lending Lakes & Co team, licensed in Wisconsin and focused on buyers in Eau Claire, Chippewa Falls, Menomonie, Hudson, River Falls and the St. Croix Valley.
She built this site around one belief: the mortgage process shouldn’t require a translator. Every page here — the calculator, the first-time buyer guide, the glossary — exists so you can understand your own home loan before you ever talk to anyone. And when you do want to talk, Kayla’s the one who texts back.
Her clients tend to be the people this industry rushes: first-time buyers, growing families, folks moving back to the area or out toward the lakes and the country. If that’s you, you’re in the right place.
How Kayla works
Three things you can count on.
Answer the actual question
You’ll get the number you asked for, not a pitch. If the honest answer is “not yet,” you’ll get that too — with the steps that change it.
Every option, side by side
Conventional, FHA, VA, USDA, WHEDA assistance — Kayla shows what each one means for your payment and your cash to close, then lets you choose.
Close to home
Western Wisconsin isn’t a territory on a map to Kayla; it’s where she lives. Local taxes, local values, local timelines — she knows them.
Credentials & office
Say hi.
A text is all it takes. Tell Kayla what you’re thinking about and she’ll tell you what the first step actually looks like.